Clennie Hawthorne (Team Leader, Listing Specialist, BS, GRI ) Education · 1984 BS-UTD · 2006 Graduate Realtor Institute Achievements · 2007, 2008 & 2009 - D Magazine Best Realtors · 2008 Gold Award Recipient · 2007 Gold Award Recipient · 2006 Triple Gold Award Recipient · 2005 Silver Level Recipient · 2005 Rookie of the Year · 2005—2007 Top Producers KW Allen · 2004—Present Co-Founder Clennie Hawthorne Team · 1998—Present Co-Owner Hawthorne Group-Residential Real Estate Appraisers · 3rd generation licensed Real Estate Agent Work and Volunteer History · 2004—Present - Neighborhood Newsletter Sponsor: Falcon Creek Village, Greenbriar Village, Hackberry Ridge Village, Crimson Ridge Village, and Woodhaven Village · 1998—2002 - PTA President and/or Board Member Eddins Elementary · 2001—2002 - Johnson Middle School President · 1989—2004 - Resource Teacher/Speech Pathologist/ Dyslexia Specialist/Independent Consultant · 1985-1989 - Educational Sales for major educational publisher 
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 Paul Hawthorne, Jr (Co-Owner Clennie Hawthorne) Education · 1983 BBA NTU Achievements · 2004—Present - Co-Owner Clennie Hawthorne · 1998—Present - Founder Hawthorne Appraisal Group · 1985—Present - TX Real Estate Broker · 1985—Present - State Certified Residential Real Estate Appraiser Work and Volunteer History · 2008—2009 - McKinney Boyd Athletic Booster · 2007—2008 - McKinney North Dawg Tunnel Team · 2005—Present - McKinney Boyd Athletic Booster · 2004—2007 - McKinney North Athletic Booster Club · 1997—2005 - Little League Baseball Coach 
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 Paula Driedger, Lead Showing Agent Education · 2009 - Texas Real Estate School · 2009 - Camp 4:4:3 · 1994 - Sheffield School of Interior Design New York · 1985 - Mohawk College of Marketing Business Achievements · 1994—Present Design Industry—window, furniture, flooring, layout · Cantoni Design Consultant · Founded and successfully grew interior decorating business Work and Volunteer History · 2007—Present - McKinney "Smiles for Habitat" · Present - Habitat for Humanity volunteer · Present - McKinney Chamber of Commerce member 
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 Latisha Huckins, Office Assistant Education · 2009 - Champions Real Estate School · 2007—Present - Keller Williams training Achievements · 2009 - Successfully completed all courses to become a licensed Real Estate agent in Texas Work and Volunteer History · 2009—Present Office Administrator, Transaction Coordinator, and Client Care Specialist to Clennie Hawthorne, Keller Williams Realty · 2009—Present Office Administrator, database manager and Transaction Coordinator to Aimee Hilton, Keller Williams Realty · 2007—2009 Real Estate Administrator to top Irving Keller Williams Real Estate Agent · 2005-- 2007 Data entry specialist at Corporate level Insurance Agency.
Paula Berkan, Marketing Coordinator Work and Volunteer History · 2004—Present Marketing with Clennie Hawthorne · 1992—Present - Assisting with development of marketing materials, i.e. brochures, presentations, manuals, customer reports, newsletters, etc. · 1985—1998 - Marketing departments with large corporations
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Financing Your Home >Owner Financing
If you are selling a house in which you have a lot of equity, and you don't need that equity to buy a new home, an owner-financing agreement may benefit you and your buyers.
Seller financing arrangements usually involve the buyers securing the largest portion of their purchase money from a mortgage company and getting a smaller second loan from the sellers. For example, they may finance 75% from a lender, put in 15% from savings, and ask the sellers to finance the remaining amount. The terms and interest rates on seller carry-backs are negotiated on a case-by-case basis.
Sellers may be able to negotiate a note that provides a better return on their money than 1-to-5 year CD's or treasury notes. They should ensure that the note protects them to the fullest. Use common sense when considering such a loan, and verify the buyers' income, credit history, and job stability before making your final decision.
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| Q |
What trendy and highly unusual hotel must be totally rebuilt every year?
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| A |
Sweden's popular Ice Hotel, which has 60 double rooms, 25 suites and an interior temperature of 20 degrees, starts melting to the ground in May and is rebuilt every winter. |
See More Real Estate Trivia > |
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